Tandem Private Wealth

Privacy

Privacy policy

Regulation S-P privacy notice · Effective August 16, 2026

Tandem Private Wealth, LLC respects your privacy. This notice explains what nonpublic personal information we collect about you, why we collect it, how we protect it, and the limited circumstances in which we share it. It applies to current and former clients and to prospective clients who provide us information.

Our commitment

We do not sell your personal information. We do not share your personal information with anyone for their own marketing purposes.

We collect and use your information only to deliver the advisory services you engage us to provide, to operate our business, and to meet our legal and regulatory obligations.

Information we collect

The nonpublic personal information we collect depends on the services you request, and may include:

  • Identifying information — name, address, telephone number, email address, date of birth, Social Security or taxpayer identification number.
  • Financial information — income, net worth, assets and liabilities, account balances, transaction history, investment holdings, and account numbers.
  • Objectives and circumstances — investment objectives, risk tolerance, time horizon, employment, family situation, and any restrictions you place on your account.
  • Documents you choose to provide — such as current investment statements, tax returns, insurance policies, and estate planning documents.

We collect this information from you directly (in conversations, questionnaires, and agreements), from the custodians that hold your accounts, and from professionals you authorize us to speak with, such as your accountant or attorney.

How we use it

We use your information to provide asset management, financial planning, and retirement plan consulting services; to open and service accounts at your custodian; to calculate and bill our advisory fee; to communicate with you and prepare your reports; and to comply with the recordkeeping, supervisory, and reporting obligations that apply to a registered investment adviser.

When we share it

We disclose your nonpublic personal information only as necessary to serve you and as permitted or required by law, including:

  • Custodians and broker-dealers that hold and execute transactions in your accounts.
  • Service providers that support our operations — such as portfolio management, reporting, billing, and technology vendors — who are obligated to keep your information confidential and to use it only for the services they perform for us.
  • Professionals you authorize, such as your accountant, attorney, or insurance agent, at your direction.
  • Regulators and law enforcement, in response to examinations, subpoenas, court orders, or other lawful requests, and as required by the Investment Advisers Act of 1940, the California Code of Regulations, and other applicable law.

Because we share your information only in these ways, we do not offer an opt-out; there is no sharing for marketing purposes to opt out of.

A note about our other businesses

Christopher Lazaro conducts separate insurance, real estate, mortgage, and travel businesses, described on our conflicts of interest page. We do not transfer your advisory information into those businesses for their use or marketing. If you choose to engage Mr. Lazaro in one of those capacities, you will be providing your information to that business separately, under its own terms.

How we protect it

We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information, and we restrict access to those who need it to provide services to you. No method of transmission or storage is perfectly secure, so please do not send confidential information — account numbers, Social Security numbers, or similar — by unencrypted email.

Former clients

If you close your account or your relationship with us ends, we continue to treat your information under this policy, and we retain records for the periods required by the recordkeeping rules that apply to registered investment advisers.

This website

This is a static informational website. It hosts no contact form, no login, and no other mechanism that collects personal information, and we do not set advertising or analytics cookies or operate third-party trackers on it. Our hosting provider processes standard technical request data, such as IP address and user agent, to serve pages and protect the site from abuse. If you email or telephone us, we hold what you choose to send.

Your California privacy rights

Much of the personal information we hold is collected in the course of providing a financial product or service and is regulated under the Gramm-Leach-Bliley Act and this notice. To the extent the California Consumer Privacy Act applies to information we hold about you, you may request access to, correction of, or deletion of that information, subject to our regulatory recordkeeping obligations. We will not discriminate against you for exercising these rights. Contact us using the details below to make a request.

Changes to this notice

We provide this notice when you become a client and annually thereafter for as long as you remain a client. If we change it materially, we will post the revised notice here with a new effective date and provide it to clients as required.

Questions

Contact the Chief Compliance Officer:

Christopher Lazaro, Chief Compliance Officer
Tandem Private Wealth, LLC
1881 Page Mill Rd Suite 100, Palo Alto, CA 94304
305-878-2288 · admin@tandemprivatewealth.com