Fee-only. Fiduciary upon registration. South Florida.
Tandem Private Wealth
A fee-only Registered Investment Advisor firm in formation, preparing to serve high-net-worth households across the South Florida coastal corridor — from Miami Beach to Fort Lauderdale Beach.
Registration pending with the California Department of Financial Protection and Innovation, expected Q3 2026. Tandem Private Wealth LLC does not currently offer investment advisory services.
A fee-only structure, by design
Once registered, Tandem Private Wealth LLC will offer investment advisory services on a fee-only basis. No commissions. No product sales. A single, transparent fee schedule aligned to the size of the relationship.
A fiduciary standard, upon registration
Upon registration effective, Tandem Private Wealth LLC will operate as a Registered Investment Advisor under the fiduciary standard — a legal duty to place client interests first. Pre-registration, this duty is in formation; the standard becomes a matter of law once registration is effective.
A coastal South Florida focus
Tandem's planned service area covers Brickell, Miami Beach, Sunny Isles, Bal Harbour, Fisher Island, Aventura, Coral Gables, Key Biscayne, Fort Lauderdale Beach, Hollywood, Hallandale, and Pompano. Service-area coverage activates upon registration.
About the founder
Christopher J. Lazaro is the founder and Chief Compliance Officer of Tandem Private Wealth LLC. Christopher's professional background spans real estate and financial services in South Florida. Read the founder biography →
Educational content (in development)
Tandem Private Wealth is building an educational library covering fee-only versus commission-based advisory models, marginal tiered AUM fee structures, RIA fiduciary duty, tax-loss harvesting for high-net-worth Florida households, concentrated-stock diversification, and trust structures for Florida-domiciled wealth.
Pillar education pages will publish progressively over the coming weeks. All content is educational and does not constitute investment advice.