About
A firm built around fee-only fiduciary alignment
Tandem Private Wealth LLC is a Florida limited liability company formed on May 10, 2026. The firm has filed for Investment Advisor registration with the California Department of Financial Protection and Innovation; that registration is expected to become effective in Q3 2026.
Tandem Private Wealth was formed around a single conviction: that the most durable advisor-client relationships are the ones where the advisor's compensation, regulatory standing, and incentives are transparent and unambiguous. Fee-only. Fiduciary upon registration. No product commissions. No revenue-sharing. No conflicts buried in fine print.
Founder — Christopher J. Lazaro
Christopher J. Lazaro is the founder of Tandem Private Wealth LLC and serves as its Chief Compliance Officer.
Christopher's professional background spans real estate and financial services in South Florida. He is a licensed mortgage loan originator and an active participant in the South Florida HNW housing market through Miami Beach Brokers. Tandem Private Wealth is the natural extension of that South Florida HNW practice into fee-only investment advisory.
Additional credential disclosures will appear here as registrations become effective and supplementary licenses (where applicable) are obtained.
Planned fee structure (post-registration)
Upon registration effective, Tandem Private Wealth LLC plans to offer investment advisory services on a fee-only, marginal-tiered AUM fee schedule. The planned schedule is published here for educational transparency only; it is not an active fee offer and will not become an active fee offer until registration is effective.
| Assets under management | Planned annual fee (marginal) |
|---|---|
| $150,000 – $1,000,000 | 2.00% per annum |
| $1,000,000 – $2,000,000 | 1.50% per annum |
| $2,000,000+ | 1.00% per annum |
Planned minimum AUM: $150,000. Planned fee settlement cadence: quarterly, in advance. Fees are calculated marginally across tiers (not at a cliff): each dollar above a tier boundary accrues at the next tier's rate.
Full fee schedule disclosure, including refund mechanics and any ancillary engagements (e.g., hourly engagements below minimum), will appear in the firm's ADV Part 2A brochure post-registration.
Regulatory context
Tandem Private Wealth LLC is currently a Florida limited liability company. The firm is pursuing California RIA registration first under California Department of Financial Protection and Innovation oversight; Florida state-side notice-filing follows as Florida client counts cross applicable de minimis thresholds.
Christopher J. Lazaro serves as the firm's Chief Compliance Officer. Compliance program documentation, Form ADV Part 2A brochure, and the firm's Code of Ethics will publish progressively as registration approaches.