Registration. Tandem Private Wealth, LLC is a registered investment adviser. Registration of an investment advisory firm does not imply a particular level of skill or training. Tandem Private Wealth, LLC is registered as an investment adviser in California.
This website is not an offer to sell or a solicitation of an offer to buy advisory services in
any state in which Tandem Private Wealth is not registered or exempt from registration.
Fiduciary duty. Tandem Private Wealth and its
investment adviser representatives act in a fiduciary capacity when providing investment
advisory services, and have a duty to provide full and fair disclosure of all material facts
and to act in the best interest of each client at all times. (Form ADV Part 2A, Item 11.)
Risk of loss. Investing involves risk,
including the possible loss of principal. Investing in securities involves the risk of loss
that clients should be prepared to bear. Tandem Private Wealth cannot guarantee that its efforts
will be successful, and no level of performance is guaranteed. (Form ADV Part 2A, Item 8.)
Conflicts of interest. Mr. Lazaro is also a
licensed insurance agent, real estate broker, mortgage loan officer, and seller of travel, and
receives commissions and other compensation in those capacities. These activities create
material conflicts of interest with his fiduciary duty to advisory clients.
Read the full conflicts disclosure.
(Form ADV Part 2A, Item 10; Part 2B, Item 4.)
Educational content; no advice. The content
on this website is general information and is educational in nature. It does not constitute
investment advice, is not a recommendation to buy or sell any security, and should not be
relied upon for investment decisions. No advisory relationship is formed by visiting this
website or by contacting the firm.
No tax or legal advice. Tandem Private Wealth
does not provide tax or legal advice. Consult a qualified tax professional or attorney
regarding your particular circumstances. Our
privacy policy describes how the firm
handles personal information.
No approval. The information on this website
and in our Brochure has not been approved or verified by the United States Securities and
Exchange Commission or by any state securities authority. Additional information about
Tandem Private Wealth is available on the SEC’s website at
adviserinfo.sec.gov
(IARD #342827). Links to third-party websites are provided for convenience;
Tandem Private Wealth is not responsible for their content.
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